We believe in helping our clients to make informed decisions to find the most suitable finance option.
Discover the latest news on the Mortgage market here.
If you’re considering taking out a personal loan for your next big purchase, you’ve come to the right place. From understanding interest rates and terms to discovering why a personal loan might make sense for your situation, this guide provides a quick overview.
For investors in the property market, staying informed is essential to navigating the ever-changing landscape of real estate. From fluctuations in interest rates to changes in demand for rentals and everything in between, there are countless factors that can affect your investment decisions. Keep reading to get an inside look at how these influences shape buying and selling opportunities – with just a little bit of knowledge, you could make all the difference when it comes time to invest!
From exchanging documents to paying deposits to applying for a mortgage, understanding key dates and timelines is essential in making sure all aspects of your real estate settlement are handled correctly. This article will provide an overview of the property settlement process.
Most businesses go through cycles of growth, and at some point, you may need to free up some cash flow, or you may be preparing for the future. Either way, it’s important to weigh all of your options before making a decision.
Refinancing a home loan can be a great way to save money on your mortgage. It’s important to find the right refinancing option for your needs, and understand any costs that may be associated with refinancing.
Large numbers of borrowers will soon be coming to the end of their fixed-rate period, with Commonwealth Bank alone revealing that $44 billion of fixed loans will expire this year, according to Canstar.
We work with a large panel of lenders, many of which are offering special deals to people who refinance, so there’s a good chance I can help you switch to a lower-rate loan. That will help offset any future rate rises.
The Reserve Bank has said it will increase the cash rate at some point. When that happens, banks generally pass the rise over to consumers who experience a mortgage rate rise. So what can you do to prepare?
No matter how big or small your project, you may...
Property Gearing can be a confusing topic....
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Buying a property is usually one of the most...
The use of buy-now-pay-later services has surged in recent years, more than doubling between 2018 and 2021, according to Roy Morgan. Meanwhile, credit cards are also used by a lot of Australians.
Australia’s banking regulator, APRA, has introduced new lending rules that will reduce the maximum amount some people can borrow.
Refinancing your home loan for either an investment or owner-occupier property, is one of the most common options to access your equity or free up additional funds as you grow your property portfolio.
A range of lenders now offer special loans for borrowers who want to finance home improvements such as:
Installing solar panels
Installing water tanks
Adding insulation
Adding double glazing to the windows
Doing renovations to make the home more energy-efficient
